Chicago Car Accident FAQ
An experienced Chicago car accident lawyer can answer any and all questions you have about your claim for compensation, but we’ve taken the liberty of providing some immediate answers to common questions below.
However, this is not an exhaustive list of all the questions you may have after being injured in a car accident. We’re here to answer any questions you have as you pursue fair and full compensation for your injuries.
Do I still have a case if I was involved in a single-car crash?
The short answer is that it depends on your insurance coverage. In cases where you hit an animal that ran out into the road or crashed due to weather conditions, your insurance plan should cover your damages unless you opted out of this coverage option.
You may also still have a case if the wreck was caused by unsafe road conditions or a vehicle malfunction. In this case, we would look to the Illinois Department of Transportation or the parts manufacturer for compensation.
Should I make a statement to the insurance company?
We do not recommend making a statement to the insurance adjuster. It may seem as though the insurers are looking for the facts to settle your case quickly, but nothing could be further from the truth. Insurance companies never have your best interests at heart because they lose money by fairly compensating you.
If you do make a statement, chances are that the insurers will attempt to use your words against you. Placing more of the blame on you could translate to less responsibility to pay you on their part.
What is my claim worth?
The value of your claim will depend on the severity of your injuries. Accidents resulting in extensive medical bills, physical damage, and significant lost wages will often see maximum compensation.
I feel fine. Do I really have to go to the hospital?
It is important that you are evaluated by a medical professional after your Chicago car accident. While you may feel OK now, your body may be in shock and unable to feel pain. After some time, the adrenalin will wear off, and you could then feel the severity of your injuries.
Secondly, having documented evidence that you sought treatment for injuries following your car accident can only help your case for compensation.
What if the other driver doesn’t have car insurance?
If your auto insurance policy provides uninsured or underinsured motorist coverage, then your insurance company would be obligated to cover up to the stated policy limits. If you do not have these coverages, and the other driver isn’t insured, we can bring a personal injury claim against the liable driver directly to recover damages.
What is an ‘at-fault’ state?
Illinois is a “fault” state for car insurance purposes. That means the person who is found to have caused the accident is the person who will be responsible for the damages incurred as a result of the crash.
How can I get in touch with a qualified Chicago car accident lawyer?
At Lane & Lane, LLC, we’re proud of our in-depth experience with car accident claims. Our team works diligently to build a powerful case against the negligent party to ensure you are able to receive maximum compensation for your damages.
Now is the time you should be recovering—not dealing with the legalities of a car accident injury claim. Schedule a free consultation with a Chicago car accident lawyer today and let us handle the logistics of your case. Simply fill out the form at the bottom of the page or give us a call at 312-332-1400.