As if being involved in a car accident wasn’t bad enough, now you’ll need to figure out who’s going to pay for your rental car while your car is being repaired or while you wait for a settlement so that you can purchase a new vehicle.
However, there is not a cut-and-dry answer to this question, and it will vary on a case-by-case basis. Continue reading to learn more about who should pay for your rental car after you’ve been injured in an auto wreck caused by another.
Does Your Auto Insurance Cover Your Car Rental?
The majority of auto insurance policies allow you to include the costs of a rental car as part of your policy. If you purchased this coverage, you can go through your own insurance company at first and then seek reimbursement for the rental from the liable party. If you didn’t think you’d need rental car coverage, as is the case for many of us, you’ll have to look into other options.
One of these options could be to go through the at-fault driver’s insurance company. In some cases, you may have no problem getting this covered, particularly if you have a strong case against the liable driver. The issue arises because the insurer is not obligated to do this, and chances are, they aren’t going to want to fork over the money for a rental.
Reimbursement for a Rental Car
If you aren’t successful in getting the insurance company to cover the costs of your rental car, the last option you have is to pay out of pocket for the vehicle and then include reimbursement for the rental in your car accident claim against the liable driver.
Unfortunately, this is probably the route that you’ll have to take, as neither your insurance company nor that of the other driver is likely going to be willing to cover these costs up front.
Consult with an Illinois Car Accident Lawyer
When you’re ready to pursue the compensation you deserve, work with an experienced Illinois car accident lawyer at Lane & Lane, LLC. Our firm will do everything in our power to obtain maximum compensation for your damages.
We are proud to offer all injury victims across the state of Illinois with a free case review where we can further discuss the details of their auto wreck. You can take advantage of this opportunity by filling out the quick contact form at the bottom of this page or by giving our office a call at 312-332-1400.