In your time of need after a motorcycle crash, the last thing you should be dealing with is an insurance company that isn't looking out for you. It happens more often than you might think. Whether you're filing a claim with your own insurance company or that of the at-fault driver, you can expect to meet significant resistance.
For motorcyclists in particular, insurance adjusters seize the opportunity to make lowball offers, if any settlement is offered at all, because they can capitalize on the untrue “reckless biker” stereotype to minimize the coverage they're expected to offer you. In short, motorcyclists do, indeed, get treated unfairly by insurance companies.
The ‘Reckless Biker’ Stereotype
Motorcyclists often get the short end of the stick when dealing with insurance companies. You could have a perfect driving record, and the insurance adjuster would make use of the unfair “reckless biker” cliche in an effort to minimize the amount you are entitled to.
By stereotyping you as an aggressive driver who has little regard for his or her own safety or the safety of those who share the road with you, the insurance company can reduce your settlement. Luckily, your attorney will be well-aware of these tactics and will never allow an insurance adjuster to damage your driving reputation and shortchange you.
Money-Hungry Insurance Companies
Claimants are often surprised to find that they are met with swift denials after filing their claim with the insurance company after a motorcycle wreck. Unfortunately, insurers are notorious for taking advantage of those who are in desperate need of compensation. As for-profit companies, insurers lose money every time they settle a claim. Your needs are never their priority.
Adjusters are even known to manipulate the words of their claimants to make it appear as though they hold more blame for the cause of the accident then they actually do. This allows the insurance company to settle your claim for less than you deserve under Illinois’ comparative negligence laws.
Your attorney will never let the insurer take advantage of you. We will do whatever it takes to ensure that you are fully compensated for your losses.
Reach Out to a Chicago Motorcycle Accident Lawyer
When you've been involved in a motorcycle crash and you need a highly trained attorney by your side to advocate for your right to fair and reasonable compensation, get in touch with a Chicago motorcycle accident lawyer at Lane & Lane, LLC. Complete the contact form at the bottom of this page or give our office a call at 312-332-1400 to set up your no-obligation, no-charge claim assessment today.