When you’re injured at work, your first option is typically filing a workers compensation claim. This should cover your medical bills and lost wages during recovery. But, what if that’s not an option for you?
A serious injury can leave you in need of compensation, and in some cases, a personal injury claim might be more appropriate for your accident. How do you decide and what steps should you take?
You could be wondering, “Can I file a personal injury claim for my work accident?” A lawyer from Lane & Lane, LLC can guide you through your options and fight for the compensation you deserve.
Differences Between Personal Injury and Workers Comp
Personal injury and workers comp claims are both able to provide compensation for your work-related injuries, so you might not realize the differences between the two. Some differences, such as filing restrictions for your claim, are factors that can affect your case. Missing the filing deadline could mean losing your right to compensation. The biggest difference, however, is fault.
When you’re filing a personal injury claim, you’ll need to show that the other person was negligent, and that negligence directly caused your injury. A personal injury lawyer can help collect the necessary evidence to prove this claim and recover the compensation you need.
A workers comp claim, in contrast, doesn’t consider whether someone was at fault for the accident. The issue is that you were injured at work, and you should be compensated for your work-related injuries. Although the insurance provider might dispute your claim, your workers comp benefits should be provided regardless.
Options for Filing a Personal Injury Claim
For some employees, filing a personal injury claim is necessary. When workers compensation isn’t an option, or if something serious has happened that warrants not filing through your employer, a personal injury claim could be the best option for you.
If the injury was caused by someone outside of the company, for example, your injuries might not be covered by your workers comp insurance. In other cases, such as personal safety, going to your employer might not be an option at all.
If you’ve suffered from one or more of the following situations, reach out to a personal injury lawyer in Chicago for help:
A Personal Injury Lawyer Can Help You Decide
An on-the-job injury can be difficult enough, but now you might not be sure how to file your claim. Before you begin, you’ll need to know if you can file a personal injury claim for your work accident, or if workers compensation will cover you.
The answer depends on your situation, but a lawyer from Lane & Lane, LLC can help you determine what option is best for your case, and if necessary, fight for your compensation. If you’re not sure whether you should file for workers comp or an injury claim, reach out for help, starting with a free consultation. Contact us at 312-332-1400 or by filling out the online form below.