Chicago Personal Injury FAQ

If you’ve been hurt because of someone else’s negligent actions and are preparing to seek compensation, chances are you have some questions. After all, it’s not likely that you’ve filed a personal injury claim before, and even if you have, the law is complicated and always changing.

That’s why we have put together this FAQ. If you have any further questions, please reach out to a Chicago personal injury lawyer at Lane & Lane, LLC.

What is the statute of limitations for personal injury claims in Illinois?

If you are considering pursuing compensation for your injuries, you will have two years from the exact day of the accident to file a personal injury claim. If you attempt to recover damages after that time, your case won’t likely be heard.

What is a contingency fee?

An attorney contingency fee is designed to help those who cannot afford to pay the retainer fee to hire a lawyer. Working with an attorney who works on a contingency fee basis allows you to only pay your fee if and when he or she wins your case.

Will I have to go to court?

The majority of personal injury claims can be settled when negotiating with the insurance company or negligent party. You won’t be forced to go to court, but if the insurer or negligent party won’t offer you a settlement or makes an insultingly low offer, you may have to if you wish to recover fair compensation for your hardships.

What if I was partially at fault for the accident?

Illinois relies on modified comparative negligence to determine fault in personal injury cases. This means that how much of a role you played in the cause of your accident in Chicago will have a significant impact on how handsome your settlement will be.

For example, a person found to be 30 percent responsible will only receive 70 percent of his or her awarded compensation. In addition, if you are found to be more than 50 percent liable, you will be unable to collect damages.

What are non-economic damages?

This category of damages is focused on any losses you’ve suffered that do not involve money. This includes pain and suffering, loss of consortium, loss of enjoyment of life, and life-altering injuries like lost limbs, disfigurement, blindness, and similar.

The insurance company has already made me an offer. Should I accept it?

You should never feel obligated to accept an initial offer from an insurance adjuster. It likely isn’t the amount you are truly entitled to, and the insurer will try to take advantage of your difficult economic situation. Your Chicago personal injury lawyer will go over your damages with you to establish what a fair settlement offer would be.

Can I seek compensation for my child’s injuries?

Yes. Your child is entitled to compensation for his or her injuries, just as an adult would be. However, a child cannot file a claim because he or she will not be of legal age. The parent or legal guardian of the minor has a right to file a claim on the child’s behalf.

Should I hire a Chicago personal injury lawyer?

To help ensure that you receive full compensation for your injuries, work with a Chicago personal injury lawyer at Lane & Lane, LLC. Our attorneys have the personal injury experience necessary to build you a bulletproof claim. To consult with one of our experienced attorneys, give us a call at 312-332-1400 or fill out the contact form at the bottom of the page.

Free Case Review