When you get into a motor vehicle accident, the cops who arrive at the scene must take down all the relevant information and put it in an accident report.
This will contain vital information if you want to pursue your claim before an insurance company. Different cities and police departments usually have different rules for getting an accident report, making it tricky if you recently got involved in a car accident.
In any case, you might be wondering how to get an accident report online, and we’ll explain how in this article.
An accident report, sometimes called a police report, is a detailed document made by police who respond to the scene of a car accident. It contains information about the accident, citations issued to the drivers, and sometimes, a description or a diagram of the accident scene itself.
Insurance companies use this report to determine the party who is liable for the accident.
Illinois is an at-fault state. This means that in case of a car accident, the party who suffered injuries must seek compensation from the insurance company of the party at fault.
If you got involved in a car accident and you’re looking to file your claim with the other party’s insurance company, they’ll usually require a police report to go over your claim.
Additionally, Illinois laws also reduce the amount of compensation you will receive relative to your percentage of fault in the accident. For instance, if you beat 10% fault in the accident, the damages you can receive will be decreased by 10%.
The accident report is what helps insurance companies determine the degree of fault you bear. This way, they know how much you are entitled to.
There are multiple ways to get your accident report online.
Another option would be to get your car accident report from data sites like LexisNexis. However, they don’t always have a complete, updated repository of car accident reports.
If you got involved in a car accident, your main priorities should be recovering from any injuries and focusing on your health. A car accident can be quite stressful already, even without considering the financial, mental, and legal consequences that arise.
It even gets worse when you gather all the evidence you need for your insurance claim, only to be denied because the insurance company insists that you are at fault for the accident. If they offer a settlement, you might find that their offer is too low for how much you need.
In these cases, a car accident lawyer can help you fight for your right to compensation and ensure that you make a full recovery of what you’re entitled to under the law. The earlier you get an attorney, the better your chances of maximizing your recovery.
At Lane & Lane, LLC, we give our clients nothing less than the best possible representation. Call us now at 312-332-1400 or fill out the form below for a free consultation!